Good Reasons to borrow from Kingdom Credit Union


Providing loans to Members is one of the main functions of Kingdom Credit Union. We encourage you to manage your money carefully by structuring loans around your needs and your ability to repay. There are no hidden charges or fees.



Regular savings is a good idea and is recommended by Kingdom Credit Union. You might like to save for holidays, Christmas, Education or simply to put something by for that ‘Rainy Day’. There is an annual dividend on savings.



Kingdom Credit Union also offers free life insurance on savings and loans.There is no need to worry about what happens to an outstanding debt in the event of your death as all credit union members have free life cover on their loans as well as their savings.


NEWS Headlines

Town House Now Closed
Please note that our collection point at the Town House in Kirkcaldy is now closed. Please see our list of Collection Points to find another convenient time and location within your area.

New Collection Points in Kirkcaldy
Kingdom CU’s services can now be accessed at the following locations:
Overton Mains Community Centre every Tuesday afternoon from 12.30-2.00pm;
YMCA, Hendry Crescent every Wednesday afternoon from 1.30-3.00pm.

New FREE Phone Service for Balance Enquiries
01592 747200
Available 24 hours a day, 7 days a week, the service is available to everyone who has registered for online access as you will need your membership number and 6-digit PIN when you phone. To register you’ll need your membership number which we can give you over the phone if you don’t already know it. Your PIN should arrive in 10-14 days and you’ll be ready to go straight away.

New Collection Point in Linktown, Kirkcaldy
We are now available for savings and loans at the Philp Hall in Links Street, Kirkcaldy every Friday from 10.30am to 12.30pm. Pop in and chat to us about starting a savings account or taking a loan in time for Christmas.

Fife Council employees can now apply for larger loans paid over a longer period through payroll deduction, for instance car loans, help towards wedding expenses, home improvements, etc. Loan rates: 12.68% apr for up to £5000 and 9.38% apr for over £5000. All loans are still checked by our Credit Committee to ensure affordability.

Recent changes to the Social Fund scheme means that Crisis Loans for Living Expenses and Community Care Grants stopped. In their place is the Scottish Welfare Fund delivered by local Councils. For more information click here.

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